According to a brief from the Peterson-Kaiser Health System Tracker, as health costs rise, enrollees in large employer plans face higher health spending both through rising premium contributions and increased cost-sharing when they use services. On average, health spending by families with large employer health plans has increased two times faster than workers’ wages over the last decade. This increase has been driven in part by rising deductibles.
The brief can be obtained at https://www.healthsystemtracker.org/brief/tracking-the-rise-in-premium-contributions-and-cost-sharing-for-families-with-large-employer-coverage/.