Prior research shows that default rates vary by institution sector and by race/ethnicity. Black, non-Hispanic entrants, and for-profit entrants experience default at much higher rates than other students. A new report examines whether these disparities in default rates can be explained by other factors, what happens after a default, and whether it also varies by race or institution sector.
The report can be obtained at https://www.brookings.edu/research/what-accounts-for-gaps-in-student-loan-default-and-what-happens-after/